Boiler and Machinery Insurance covers more than just boilers. Coverage extends to any machine that generates electrical power (e.g., generators, motors). Boiler and Machinery Insurance includes damage not just to the machine caused by malfunction, breakdown, arching, cracking, or centrifugal but also to the surrounding area through explosions, fire etc.
Anyone who runs a business that uses electrical or mechanical devices of some sort should purchase a Boiler and Machinery Insurance policy. Even the smallest of businesses use equipment like air conditioners, refrigerators, ovens, coffee machines, etc. Malfunction in any of these could cause an explosion or fire, damage to neighboring as well as your own property and business loss. Boiler and machinery insurance will cover all these damages.
You need a personal insurance agent to sort it all out! Covington Insurance Agency is an independent insurance agency dedicated to finding you the comprehensive insurance coverage you need at a competitive price.
Contact us today for an insurance assessment and free personal insurance quote.